Arizona
Meridian Financial Services, Inc. is doing business in the state of Arizona as Meridian Financial Services, USA(FN).
California
CA License Number: 100949-99
Meridian Financial Services, Inc. is doing business in the state of California as Meragon Financial Services.
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or http://www.ftc.gov/.
Colorado
A CONSUMER HAS THE RIGHT TO REQUEST IN WRITING THAT A DEBT COLLECTOR OR COLLECTION AGENCY CEASE FURTHER COMMUNICATION WITH THE CONSUMER. A WRITTEN REQUEST TO CEASE COMMUNICATION WILL NOT PROHIBIT THE DEBT COLLECTOR OR COLLECTION AGENCY FROM TAKING ANY OTHER ACTION AUTHORIZED BY LAW TO COLLECT THE DEBT. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR.
COLORADO ADDRESS:
5500 SOUTH QUEBEC ST, SUITE 260
GREENWOOD VILLAGE, CO 80111
Call this location toll free at
Delaware
Meridian Financial Services, Inc. is doing business in the state of Delaware as Meridian Financial Services, USA(FN).
Massachusetts
Meridian Financial Services, Inc. is doing business in the state of Massachusetts as Meridian Financial Services.
NOTICE OF IMPORTANT RIGHTS
YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.
Michigan
Meridian Financial Services, Inc. is doing business in the state of Michigan as Meridian Financial Services, USA(FN).
Minnesota
This collection agency is licensed by the Minnesota Department of Commerce.
New York
FOR RESIDENTS OF NEW YORK:
Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. ยง 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to:
a) the use or threat of violence;
b) the use of obscene or profane language; and
c) repeated phone calls made with the intent to annoy, abuse, or harass.
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:
1. Supplemental security income, (SSI);
2. Social security;
3. Public assistance (welfare);
4. Spousal support, maintenance (alimony) or child support;
5. Unemployment benefits;
6. Disability benefits;
7. Workers’ compensation benefits;
8. Public or private pensions;
9. Veterans’ benefits;
10. Federal student loans, federal student grants, and federal work study funds; and
11. Ninety percent of your wages or salary earned in the last sixty days
Written communications are available in large print format. To request large print format, please call our office at 800-849-1236.
For Residents of New York City
New York City Department of Consumer Affairs license number: 1091728
Please be advised that Meridian Financial Services, Inc. offers Spanish language translation services to all consumers who prefer to communicate with us in Spanish. For a translation and description of commonly used debt collection terms in your preferred language, you may visit the NYC Department of Consumer and Worker Protection (new name for Department of Consumer Affairs) website at www. nyc.gov/dca.
Tennessee
This collection agency is licensed by the collection service board of the department of commerce and insurance.
Wisconsin
This collection agency is licensed by the Division of Banking, P.O. Box 7876, Madison, Wisconsin 53707.
Connecticut
NMLS ID:1114302
Nevada
Meridian Nevada Collection Agency License Number: CA10147 Nevada Compliance Manager ID: CM10096